You're not alone
Why This Feels So Hard
Divorce is a life-altering transition. It comes with heartbreak, grief, and a brain fog that makes even simple tasks feel heavy.
And then—there are the numbers.
Most people don’t enjoy navigating finances even in the best of times. The financial world is vast, jargon-heavy, and often designed to feel confusing.
Add shame and self-blame on top:
“I should’ve paid more attention."
"I should’ve made smarter choices.”
You’re not alone.
And you don’t have to face it alone.
Commitment and Endings
About Me
Hi, I’m Mary Julia. I grew up in a family shaped by multiple divorces. The many transitions were complex and, at times, heavy—but they were also deeply formative. Being on the inside of that kind of change taught me early what it takes to make hard choices with integrity: to recognize when something has reached its natural end, and how to rebuild with clarity and purpose. I learned that endings aren’t failures; they’re part of how life renews itself.
That perspective has stayed with me. I’ve become someone others turn to in times of transition. I know how to hold both the practical and the human—the budgets and : preadsheets, and the emotional undercurrent that can make every decision feel heavier than numbers alone suggest. I’ve been married since 2006, so while I hold a lot of space for endings, I also carry a deep respect for commitment.
Professionally, I’m a licensed financial strategist who has worked with more than 150 clients. It is some of my deepest and most fulfilling work to p wo see their finances clearly, understand their options fully, and make choices that align with their well-being and long-term vision for a n
ew chapter. I believe clarity is an act of care—and that rebuilding after divorce isn’t only about regaining stability, but about creating a wiser, sturdier, more self-honoring foundation for what comes ne
Your future self will thank you
More Future, Less Billable Hours
Divorce lawyers are essential—but their job is to ensure marital property is divided according to the law, not to provide financial strategy.
When you bring financial questions to your lawyer, you’re billed $300–$800/hr, often without complete answers.
Common examples:
Which assets best protect my future—retirement, cash, or the house?
What’s the after-tax impact of this settlement in 5, 10, or 20 years?
How should stock options, pensions, or annuities be split most wisely?
Which retirement accounts should I draw from first—or roll over?
Should I keep the house or sell it?
What will my monthly budget look like post-divorce?
What do I even ask in mediation—and which numbers actually matter?
These aren’t quick questions. They require discussion, modeling, and back-and-forth—i.e., billable hours. Misunderstandings add even more. Reaching clarity this way can easily cost $5,000+.
A better path: arrive to legal appointments already clear on the financial side—your numbers, trade-offs, and priorities—so your lawyer’s time (and your money) is used only for what’s legal.
Your future self keeps more cash to build her next chapter.
